Student loans are one of four types of financial aid. Student loans are borrowed money that must be repaid, with interest. When used properly, student loans can be a good resource to assist with college costs. Before considering a student loan, you should exhaust all other financial aid types, such as grants, scholarships and work-study. To determine eligibility for these programs you must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA can be completed online at www.fafsa.gov at no cost to the applicant. If you choose to borrow, we recommend exhausting federal loan eligibility prior to alternative loans.
In the Direct Loan program, students and parents borrow directly from the U.S. Department of Education. If you are offered a subsidized student loan at KVCC, you must accept it through your MyValley account. To request an unsubsidized loan, you will need to submit a KVCC Financial Aid Adjustment. After the unsubsidized loan is awarded, you must accept it through your MyValley account. You can also reduce or cancel loans offered to you.
Federal Student Loans:
Other Loan Options:
- Loan Repayment Calculator
- KVCC Loan Forms & Requirements
- Loan Repayment Options
- Loan Deferment Request Form FFELP
- Loan Deferment Request Form Direct Loans
- Loan Servicer Information
- Eligibility Requirements
- Direct Loan Counseling
Average Loan Indebtedness for 2013-2014 for KVCC Students: $4,408 (based on Federal Stafford Loan students only)